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  • Writer's pictureRachel Gagnon

BUYERS: What do I need to submit an offer?

Though the offer process itself can be quite complex, the paperwork & information needed is relatively straightforward & consistent.


When you start your home search, your Realtor will ask you for the following:


  1. ID [Driver's Licence, passport or Permanent Resident cards ideally]

  2. Employer & position held Both of these are for FINTRAC Identification purposes, mandated by the Canadian government.

  3. Buyer Representation Agreement This is the contract that allows the Realtor to represent your interests, and outlines the services offered along with any commission structure that is agreed to. This contract will be signed by both your Realtor & any buyer who will be on title.


When you are ready to submit an offer, your Realtor will ask you for the following:

  1. Price

  2. Possession date

  3. Deposit amount [explained here: ]

  4. Any specific additional inclusions or exclusions you wish to specify

  5. What conditions you wish to include [typical: home inspection, financing, condo: status certificate, if rural: septic, well & water testing]


Please take the time to review all of the paperwork before you sign off, as it is what will be referenced in the event of a conflict or misunderstanding with the seller. Do not be shy to ask for clarity & even a preliminary review of a "fake" offer with your Realtor well beforehand so that you feel ready when the "real" moment comes.


Looking for some possible bonus points?

If you wish to improve your offer outside of the standard price or conditions modification, you may consider adding:


  1. A personal letter [ideally with a photo] of yourself or your family, explaining why you chose to offer on this home & what it means to you.

  2. A personal video explaining the same as above

  3. Your mortgage pre-approval letter

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